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Regarding Your Audi Financial Services Complaint - Our Final Response RET-302494

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customerresolutions@vwfs.co.uk

Mon, 21 Mar 2022, 14:38

to me

Agreement Number: 440136064801

Our Reference Number: RET-302494

 

 Dear Mr. Williamson

 

Thank you for contacting Audi Financial Services on 25 February 2022, I am sorry you have had cause to complain. 

 

 Your Complaint

 

My understanding of your complaint is as follows:

 

You are unhappy your agreement has been Terminated.

 

You are unhappy with the service received from Audi Financial Services, specifically regarding you two previous complaints: RET-250596 and RET-295326.

 

My Investigation

 

Upon reviewing your agreement I can confirm the agreement was Terminated on: 21 February 2022 due to the arrears position of: £22,866.90 from May 2020-January 2022.

 

You were issued with a Notice of Default in August 2021 which expired on 28 August 2021, following this we had the right to Terminate your agreement as you did not satisfy the Default Notice and you did not agree an arrangement to pay or promise to pay.

 

I can confirm the Termination has been carried out correctly on this occasion.

 

During our call you mentioned you had multiple issues with the vehicle and therefore you were not paying for a vehicle that was not to your satisfactory, I can confirm as you are entered into a Financial agreement you are required to ensure the agreement is kept up to date even though you are unhappy with the product.

 

You had a complaint that was logged on 10 November 2020 which was investigated as a Not Upheld complaint, you did not refer this to the Financial Ombudsman Service within the six months of the letter stated therefore this was time-barred.

 

You logged a further complaint on 24 January 2022 which was withdrawn as a duplicate of your original complaint.

 

I have spoken to our Quality Dispute resolution Team Senior and he is confident that the previous complaint remains Not Upheld and the complaint handler of your second complaint carried out the correct action on this occasion.

 

I can confirm from our understanding the vehicle is being used as a hiring vehicle and you have continued to use it throughout the length of not paying for the vehicle.

 

My Decision

 

In light of the above I am unable to uphold your complaint.

 

You have the right to refer your complaint to the Financial Ombudsman Service, free of charge but you must do so within six months of the date of this email.

 

If you do not refer your complaint in time, the Ombudsman will not have our permission to consider your complaint and so will only be able to do so in very limited circumstances. For example, if the Ombudsman believes that the delay was as a result of exceptional circumstances.

 

The FOS Consumer leaflet is available online here or should you require a copy of the FOS Consumer leaflet, please let us know and this will be posted to you.

 

The Financial Ombudsman Service can be contacted at:

 

Financial Ombudsman Service

Exchange Tower 

London

E14 9SR

 

Telephone: 0800 023 4 567

 

www.financial-ombudsman.org.uk

 

Thank you for contacting us and providing us with the opportunity to review your complaint.

 

Yours sincerely

 

Reece Faulkner

Customer Resolutions Executive

0800 9123 560

customerresolutions@vwfs.co.uk

PNX-4261569-R2G6

Wirral Chauffeurs <info@wirralchauffeurs.co.uk>

Mon, 25 Oct 2021, 16:24

to Edward.Cunliffe

25 October 2021

 

Dear Edward,

 

Firstly, thanks for talking to me previously. 

 

Obviously, I am extremely disappointed with your preliminary review; particularly as it appears you had not listened nor received a copy of the telephone conversation that I had with Mr Stephen Fisher 12 April 2021.  This was absolutely paramount to my complaint.

 

FOR THE RECORD – I have attached a letter dated 21 October 2021 from Mr Fisher (having contacted him again on 20 October 2021).  He now acknowledges my complaint remains unresolved, and has forwarded his correspondence to Audi Finance due to the fact that they were to be fully involved in my resolution.

 

This unequivocally supports my argument that Audi Finance’s supposed Deadlock letter in January 2021 CAN NOT be accepted in conclusion for my complaint recorded in writing in APRIL 2021. 

 

Please appreciate, my initial reason for rejecting the vehicle was based on the Air Conditioning fault.  Without doubt, this fault had clearly been present from delivery, given the historical record of its repair.

 

As the vehicle continued to be problematic; all further mechanical issues discussed at length with Mr Fisher on 12 April 2021, the correspondence from Mr Fisher dated 21 October 2021 proves my complaint did NOT conclude in January 2021, as Audi Finance proclaim.  They are continuing to be involved in this dispute, and Mr Fisher acknowledges this by forwarding his recent letter to Audi Finance.  

 

Furthermore, Audi Cheshire Oaks accepted and took responsibility for my faulty vehicle again on 12 FEBRUARY 2021, whereby they attempted to repair major faults, and failed again as some are still ongoing.

 

In response to your comment, "Passing of Agent ''.  Respectfully, did you request to see this in writing from Audi Finance?  I am struggling to understand the reasoning when Audi Finance and Audi Cheshire Oaks have a symbiotic relationship - Without one, there is no other.  Mr Fisher advised Audi Finance would be involved in a resolution, therefore their vague Deadlock letter from January 2021 is considered obsolete.

 

Please acknowledge and give assurance that my complaint will not be closed with your Ombudsman Services.  I shall keep you fully informed with all communication with Mr Fisher.  I am certain Mr Fisher will confirm his verbal advice given to me on 12 April 2021, that Audi Finance would be involved in my resolution, as would Audi Cheshire Oaks and Audi UK(reaching a mutually agreeable three-way package of resolution).

-- 
Kind Regards

Darren/Jill Williamson

WIRRAL CHAUFFEURS

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